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Group Critical Illness Insurance

It’s not if, it’s when. Serious illness can affect everyone. When it strikes, our Critical Illness Insurance provides essential financial protection to help cover out-of-pocket expenses. Offering USAble Life’s Critical Illness Insurance alongside your client’s health plan ensures employees are well protected in the event of such a diagnosis.

Flexible Plan Options

Standard benefits include:

  • Cancer
  • Heart attack
  • Stroke
  • Major organ transplant
  • End-stage renal failure
  • Carcinoma in situ
  • Coronary artery bypass surgery
  • Angioplasty/stent
  • Wellness
  • Recurrent diagnosis
  • And much more

Optional benefits include:

  • Accumulator
  • Quality of life
  • Occupational HIV

Guaranteed Issue

  • No medical questions, so coverage is guaranteed*
  • Offered at an affordable group rate

Simple Administration

Supported by AccessAble, used by 10,000 brokers and group administrators

Features include:

  • Broker access to support client enrollments
  • Optional employee self-enrollment
  • AutoPay and online bill payment
  • Instant quoting of voluntary benefits
  • Online Evidence of Insurability
  • Real-time employee updates

Combine USAble Life’s Accident, Critical Illness, and Hospital Indemnity Insurance to offer competitive benefits that maximize the value of your client’s health coverage and improve employee retention.

Resources

*Requires minimum participation

This is a brief description of USAble Life’s Critical Illness plan coverage. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.