DUO Integrated Supplemental

DUO Integrated Supplemental is the first and only suite of supplemental insurance products — DUO Accident, DUO Critical Illness, and DUO Hospital Indemnity — tied directly to a member’s medical plan. That means most claims get paid automatically and quickly. With DUO Integrated Supplemental insurance, we’ve removed the hassles of filing claims — no paperwork to file, no added steps to take* — it’s a must-have for your clients.

SIMPLIFIED SUPPLEMENTAL INSURANCE

Simplifies benefit scenarios with medical procedure codes
Makes it easier to enroll, bill, and pay members
Provides simpler benefits administration

PEACE OF MIND

Lets USAble Life easily pay when medical claims are incurred
Pays cash directly to the member
Allows for cash benefit to be used for any expenses

GAME-CHANGING INNOVATION

Stands as the only suite of supplemental insurance products of its kind
Delivers game-changing automation

SEAMLESS INTEGRATION

Ties directly to medical partner’s health plans
Provides seamless integration

TOTAL VALUE EQUATION

Complements major medical plans
Includes ease-of-payment automation

It works when a member has an illness or injury

When our medical plan partner receives a medical claim, the information is forwarded to USAble Life. We verify eligibility and pay the policy benefit automatically for most claims — zero steps for the member means immediate peace of mind.

DUO Integrated Supplemental insurance is the first and only suite of supplemental insurance products — Accident, Critical Illness, and Hospital Indemnity — tied directly to a major medical plan allowing for most claims to be paid automatically … zero steps.

Combine USAble Life’s DUO Accident, DUO Critical Illness, and DUO Hospital Indemnity Insurance to offer competitive benefits that maximize the value of your client’s health coverage and improve employee retention.

DUO Integrated Supplemental^SM is used for a suite of insurance products, which includes Accident, Critical Illness, and Hospital Indemnity insurance.

DUO Integrated Supplemental is currently available in select markets.

*Estimated <25% of claims may require additional information after received by USAble Life.