With rising deductibles, even a short-term hospital stay can cause financial strain if you’re not prepared. It’s smart to supplement your health coverage with USAble Life’s Hospital Indemnity Insurance plan to ensure you can pay the bills if you’re hospitalized. Cash benefits are paid directly to you in addition to what medical insurance pays and can be used to pay a range of medical and nonmedical expenses, including copays, deductibles, treatment, travel, and child care.
With flexible plan options at varying levels of coverage for illness or injuries, we let you build the plan that works for you, including benefits for:
For example, you purchase our Plan 2 Hospital Indemnity plan and later suffer an illness that requires an ambulance transport as well as a two-week hospital stay, including five days in intensive care. In addition to what your major medical insurance pays, USAble Life’s Hospital Indemnity plan may pay:
This is a brief description of USAble Life’s Hospital Indemnity plan coverage for individuals. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.