Consumer Hospital Indemnity Insurance

With rising deductibles, even a short-term hospital stay can cause financial strain if you’re not prepared. It’s smart to supplement your health coverage with USAble Life’s Hospital Indemnity Insurance plan to ensure you can pay the bills if you’re hospitalized. Cash benefits are paid directly to you in addition to what medical insurance pays and can be used to pay a range of medical and nonmedical expenses, including copays, deductibles, treatment, travel, and child care.

Multiple Plan Options

With flexible plan options at varying levels of coverage for illness or injuries, we let you build the plan that works for you, including benefits for:

Hospital admission
Hospital confinement
Emergency treatment
ICU confinement
Ambulance
Fractures, dislocations
And much more

Family Coverage

Cover yourself, your spouse, and your children at affordable monthly rates

Guaranteed for Life

Lock in affordable rates based on your age when you purchase the policy, and your rates won’t increase due to age
Your policy is guaranteed renewable year after year as long as your monthly premiums are paid on time

With rising out-of-pocket medical costs, it’s smart to have a USAble Life Hospital Indemnity plan to protect your savings!

Resources

This is a brief description of USAble Life’s Hospital Indemnity plan coverage for individuals. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.

IMPORTANT: This is a fixed indemnity policy, NOT health insurance

This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.

The payment you get isn’t based on the size of your medical bill.
There might be a limit on how much this policy will pay each year.
This policy isn’t a substitute for comprehensive health insurance.
Since this policy isn’t health insurance, it doesn’t have to include most

Federal consumer protections that apply to health insurance.

Looking for comprehensive health insurance?

Visit HealthCare.gov online or call 1-800-318-2596 (TTY: 1-855-889-4325)to find health coverage options.
To find out if you can get health insurance through your job, or a family member’s job, contact the employer.

Questions about this policy?

For questions or complaints about this policy, contact your State

Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
If you have this policy through your job, or a family member’s job, contact the employer.