Both employees and employers are actively seeking ways to promote wellness in the workplace. Two common approaches are offered through supplemental insurance plans with wellness benefits and employer wellness programs. While they may sound similar, it’s essential to understand the key differences between the two.
Supplemental insurance plans, like critical illness or accident policies, may include a wellness benefit. These types of plans provide an extra layer of protection that individuals can purchase to supplement their primary health insurance plans. These plans include wellness services like:
They are usually offered by insurance companies and are optional for employees. Supplemental insurance with a wellness benefit is aimed to enhance an individual’s overall well-being and provide financial support for health-related expenses.
Employer wellness programs are initiatives implemented by companies to promote health and wellness among their employees. Programs are typically offered as part of an employee benefits package and are designed to create a culture of well-being within the organization. Employer wellness programs may include activities such as:
While both wellness benefits within a supplemental insurance plan and employer wellness programs aim to enhance well-being, they differ in terms of their source, scope, and purpose. Understanding these differences can help individuals make informed decisions about the wellness options available to them and take steps toward a healthier lifestyle.
For more information, visit USAbleLife.com or contact our Customer Care team at 800-370-5856.
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